Nola Kulig
Kulig Financial Advisors
Longmeadow, MA, 01116 USA
413-565-2839
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Summer “Vacation”: Off Hours Activities that Provide More Perspective

August 26th, 2015

July is traditionally the time for vacations, and I did take a short one. But some other time away put way more perspective on markets, portfolios and financial plans.

Early in July, I accompanied my daughter as a co-team leader on a church youth group mission trip. Our destination was not far, just to New York, but in some ways we traveled a long way from our cozy life in Longmeadow.

We were sent by an agency call YSOP (Youth Service Opportunities Project—see www.ysop.org) to various non-profit groups in the greater New York area to serve as volunteers. To say that this was nothing like my typical expense account trip to New York was an understatement, but it was good to be in a completely different mode in the city. We worked in soup kitchens, day care centers serving children of incarcerated mothers, and the kids made and served a sit down dinner for homeless people. The youth were great. It was hot and humid, we commuted on the subway for hours, the work was demanding, and we slept on the floor of a church at night, but not one of them complained. It was an intense and meaningful trip that we are so glad we did.

My other volunteer effort is joining the finance committee of the YWCA of western Massachusetts (http://www.ywworks.org/). This organization is the largest of its type in the commonwealth, offering shelter, support and self-sufficiency for women and girls in our community. I am only just getting started with the people who run that organization, but am already impressed with what they have accomplished and am eager to work with them helping other women.

So if all we have to worry about is our money, rather than our personal safety or where our next meal is coming from, we are all truly blessed. May you all remain so in the years ahead!

Chance Meetings with Financial Luminaries

July 31st, 2013

Returning home from a west coast trip, I was amazed to see a famous economist. Who should board our plane other than Dr. Robert Schiller, Yale economist, author, and co-developer of the Case-Schiller Indexes. For more on his many accomplishments, see http://www.econ.yale.edu/~shiller/.

I whispered to my daughter that we had a famous economist on the plane, and despite being almost 13, she seemed duly impressed. I debated whether to approach him, as I have read his work for years. When our suitcases were delivered side by side and we both reached for them, the opportunity came. So I did say hello, asked if he were Dr. Schiller, and he seemed surprised to be recognized. And I felt like a true groupie, saying how helpful his work is for folks like me. But I’m glad I did it.

The next financial person of note I met was Deborah Owens, who is a personal finance guru, author, radio show host and winner of awards for her work in financial literacy. She came to Springfield and gave an inspirational talk on the mindset of those who are successful with their money. She made the audience feel like yes, I can do this. So it was great to meet her as well; she is doing good work. For more on Deborah, see http://www.deborahowens.com/.

Financial Literacy Events in Western Massachusetts

July 31st, 2013

Some local readers may be aware of Baypath College’s financial literacy program called Financial Pathways, which offers a series of speakers who are experts in personal finance. It is a great program that I have taken clients to in the past if they are interested in doing some learning on their own. The talks are interesting, and no matter if you have heard it before, a person can always learn something. I’ve had the pleasure of meeting Mary Pajak, the coordinator of this program, who works tirelessly on this program and other issues concerning financial literacy.

If you are interested in future talks, you need to register at http://www.baypath.edu/NewsandEvents/FinancialPathways.aspx.

This spring’s speaker was Deborah Owens, an author, speaker and radio show host on personal finance issues. If you missed her talk, please bookmark the website and consider signing up to be notified about future sessions. The next one is this fall.

Investment advisor representative of an investment advisory services offered through Garrett Investment Advisors, LLC, a fee-only SEC registered investment advisor. Tel: (910) FEE-ONLY. Kulig Financial Advisors may offer investment advisory services in the state of Massachusetts and other jurisdictions where exempted.